Can I prepare my own claim?

Yes you can. Be prepared to document all aspects of your loss, and follow through with the agent and the company. However, if your loss is significant (more than $10,000) you should consider hiring your own expert Public Adjuster to receive your full entitlements. Remember, the insurance company has their own expert representing them.

Why should I hire a FAPIA Public Insurance Adjuster to get what is rightfully mine?

Many people have difficulty understanding the technical language of an insurance policy and the complicated procedures they must follow to comply with the policy’s terms. This problem is magnified when you have suffered a loss and are emotional about the situation. That is a perfect time to have an experienced professional on your side whose sole responsibility in the matter is to serve you, the insured. The insurance company certainly has an experienced professional working for them.

How much do Public Adjusters charge for their services?

Public Adjusters charge a percentage of the settlement for their service to you. The Public Adjuster is not paid until you are paid. There are no upfront fees for their services. Percentages vary from adjuster to adjuster, so it is best to shop for the best adjuster for you.

Are Public Adjusters trained specialists?

Your FAPIA Public Adjuster is tested, licensed, bonded and authorized to practice in the profession. By attending by-annual conferences, FAPIA members continue their professional education to keep up with the ever-changing insurance industry. They subscribe to constant emails bringing them up-to-date on a monthly and weekly basis. Their network of contacts means the best support staff and contacts will be working for you.